Reference

Terms & Conditions for 87a

These Terms & Conditions set the rules for opening, using, and closing your account on 87a.

India accessLocal lawAccount checksUPIPaytm

What These Terms Cover

87a Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

These terms apply to your account, your wallet activity, and any communication tied to 87a. They are read together with local law, so if a clause does not fit your region, the lawful part applies and the rest is set aside for that use. You are

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responsible for keeping your name, phone number, and payment details accurate, and for protecting any login or verification code linked to your account. We may hold or close access, ask for further checks, or decline a request if the account trail, payment route, or identity data
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does not match. Any reference to UPI, Paytm, PhonePe, or Google Pay is only for places where those methods are allowed and supported by the relevant bank, wallet, or network.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

HELP PATHS

Where To Raise Terms Questions

If a clause is unclear, use the channels below and quote the exact section you want to discuss. We handle change requests, access questions, and account corrections through the same paths so you do not have to repeat the details. When a request needs a record check, we may ask for the same contact details you used on the account, and we keep the reply tied to that thread.

Team online

In-Account Chat

Use chat for urgent clause questions, access holds, or a correction request. Share the section number and your registered contact details so we can match the thread to your account without delay.

Email Support

Email works well when you need a written trail for consent changes, policy questions, or identity checks. We keep the reply attached to your account record so later requests stay consistent.

Contact Form

The form suits longer requests, including a change to your contact details or a note about a disputed term. Add the date, the section name, and the exact wording you want us to check.

DATA AND ACCESS

How We Handle Your Records

We keep policy handling tied to the account record, not to broad reuse. Cookies help us remember session state, language choice, and security checks, while login history lets us spot unusual access.

Data Use

We use the details you submit to run the account, confirm identity when needed, and handle requests tied to the terms. We do not need extra fields unless a clause or check requires them.

Cookies

Cookies help remember your session, language, and basic security flags. They also let us recognise a returning device so you do not have to repeat the same checks each time.

Account Security

Keep your password private and avoid sharing one-time codes. If we detect unusual access or a mismatch in login details, we may pause the session until the account is confirmed.

Record Keeping

We store consent logs, request history, and relevant account events for the period needed to settle disputes and meet lawful duties. After that, records are removed or anonymised where the law permits.

Change Requests

If you want a correction to your name, phone number, or other account detail, contact us with the exact change and proof where required. We handle the request against the current terms and local law.

Who To Contact

Use the same support path for access questions, data requests, or a copy of the terms you accepted. We keep your case in one thread so the outcome stays traceable.

Answers About This Policy

These questions focus on how the terms work in practice: what you agree to, how access is handled, how we keep records, and where to send changes. If your region has a different rule, the local rule applies first, and our support team will point you to the clause that matches your request. Keep the question specific so we can answer it against the correct account record.

They apply from the moment you create an account, browse the live terms inside your profile, or continue using the service after an update. If local law conflicts with a clause, the lawful part governs your use in that region.

Yes. We may update a clause to reflect legal, security, or operational changes. The current version is the one shown on the page, and material changes can be flagged in your account area or support thread.

Send a correction request through support with the exact field that needs changing. We may ask for proof to protect the account, and we will process the change only when the request matches our record rules.

We keep account, consent, and request records only for as long as needed to run the service, resolve disputes, meet lawful duties, and protect the account from misuse. After that, they are removed or anonymised where allowed.

No. Cookies do not replace the terms. They help with session memory, language choice, and security checks, while the written terms still control how the account and related requests are handled.

Use in-account chat, email, or the form listed in support. Include your account email, the clause number, and the exact request so we can route it without back-and-forth.

Terms & Conditions for 87a

Where To Raise Terms Questions

In-Account Chat

Email Support

Contact Form

How We Handle Your Records

Data Use

Cookies

Account Security

Record Keeping

Change Requests

Who To Contact

Answers About This Policy

01 When do these terms apply to me?

02 Can you change the terms later?

03 What if my account details are wrong?

04 How long do you keep my records?

05 Do cookies change the terms?

06 Where should I send a policy query?

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